The Live Oak on Howe's Information Collection
In the course of using the Site, The Live Oak on Howe may ask you for your name, email address, postal address, telephone number, fax number as well as other relevant information. The Live Oak on Howe also may collect certain non-personally identifiable information when you visit many of our web pages such as the type of browser you are using (e.g., Netscape, Internet Explorer), the type of operating system you are using, (e.g., Windows XP or Mac OS), the domain name of your Internet service provider (e.g., America Online, Earthlink), aggregate data about the number of visits to the Site and/or aggregate data about the pages visited.

How The Live Oak on Howe Uses the Information
The Live Oak on Howe uses the non-personally identifiable information ("Aggregate Data") to improve the design and content of the Site and to enable The Live Oak on Howe to personalize your Internet experience. The Live Oak on Howe may use the Aggregate Data to analyze Site usage as well as create services to fit your needs. The Live Oak on Howe does not share this Aggregate Data with anyone (including related entities, advertisers, partners and/or other third party vendors). The Live Oak on Howe shall own such Aggregate Data and maintain copies of such as part of its records.

Except as otherwise indicated, The Live Oak on Howe uses the personally identifiable information ("Personal Information") you provide about yourself:

• to respond to any of your inquiries or questions about our services
• for internal marketing purposes and as part of The Live Oak on Howe's donor database
• to provide you additional and updated information, materials and other advertisements regarding The Live Oak on Howe's services
• to offer you other materials and/or information that The Live Oak on Howe believes may be of interest to you;
• to cooperate with government officials or parties in litigation under process of law, or as otherwise required by law;
• to protect the security or integrity of the Site
• to protect against a threat of safety or destruction of property
• to protect against legal liability.

In all cases, however, The Live Oak on Howe's agents, employees and contractors who have access to Personal Information are required to protect this information in a manner that is consistent with this Privacy Policy. Furthermore, The Live Oak on Howe encourages all its business Partners to adopt and adhere to standards of protection consistent with this Privacy Policy. The Live Oak on Howe will not use the Personal Information, except as set forth herein, without your permission; provided, however, The Live Oak on Howe shall own all such Personal Information and maintain copies of such as part of its records. If you do not wish to receive any such information or to allow The Live Oak on Howe the right to use your personally identifiable information as described, please contact The Live Oak on Howe in the manner identified in the "Remove" section below.

Remove
You may choose not to receive such information and/or to allow The Live Oak on Howe to use your information in the manner described above by simply notifying The Live Oak on Howe directly at www.TheLiveOakonHowe.com. Upon receipt and processing of a "Remove" request, The Live Oak on Howe will, within its commercially reasonable amount of time, remove your information from any future marketing communications.

Security; No Liability
The Live Oak on Howe has implemented security measures to help protect against the risk of loss, misuse and alteration of any information under The Live Oak on Howe's control. The Live Oak on Howe protects your online order information by using Secure Sockets Layer ("SSL") technology. SSL encrypts your order information to avoid the decoding of that information by anyone other than The Live Oak on Howe. Nevertheless, such security measures may not prevent all loss, misuse or alteration of information on the Site, and The Live Oak on Howe is not responsible for any damages or liabilities relating to any such security failures. You understand that data and communications, including email and other electronic communications, may be accessed by unauthorized third parties when communicated over the Internet. Furthermore, the Site contains links to other web sites. The Live Oak on Howe is not responsible for nor can The Live Oak on Howe ensure the privacy practices or content of such other sites.

IP Addresses and Cookies
Like other web sites, The Live Oak on Howe uses your IP address to help diagnose problems with The Live Oak on Howe's to administer the Site and for security purposes.

"Cookies" are pieces of data sent from a Web server to a Web browser that enable a Web server to identify users that visit a site hosted by that server. The Live Oak on Howe may use Cookies in order to identify you to our site so that The Live Oak on Howe can provide more customized information and services to you. In addition, our site may contain advertisements that may contain Cookies. In general, if you choose, you can disable the use of Cookies by reviewing your browser's preferences and options.

Modification of Privacy Policy
The Live Oak on Howe may change this Privacy Policy at any time, consistent with the terms set forth in the Terms and Conditions of Use, by posting the changed or amended Privacy Policy on the Site. Your continued viewing of or use of this Site following the posting of any changes to this Privacy Policy will signify your assent to any such changes or amendments.

How to Contact The Live Oak on Howe for Any Reason
You may contact The Live Oak on Howe with questions or comments regarding this Privacy Policy, updating any personally identifiable information or anything else related to The Live Oak on Howe and/or this Site at www.TheLiveOakonHowe.com or by calling (910) 620-4541.